Roof repair and replacement projects are home improvement tasks that require a significant amount of funding to complete, especially if you’re dealing with an emergency with your roof. Unfortunately, not every homeowner immediately has the funds to get a roofing project done, forcing some to approach banks for a loan to get their roof repaired.
However, bank loans can take weeks or even months to be approved, and, if your roof is severely damaged, this is time that you do not have. Thankfully, this is where roofing professionals who offer financing options can help. Here are the four advantages of working with such a roofer.
1. No hidden fees – When you take out a loan with a bank to get your roof fixed, there’s a chance that you’ll have to deal with some hidden fees that can make paying the loan back more difficult. By working with a roofer who offers financing options, on the other hand, it’s unlikely for you to face any hidden fees or additional charges beyond what they charge as they’re usually upfront and open about their costs and fees.
2. Fixed monthly rates – When you work with roofers who offer financing options, the monthly rates of your loan will always remain the same, as opposed to banks who can begin to charge interest after a few months or once you’ve paid a set amount. With the fixed monthly rates, your monthly payments will stay the same, allowing you to properly budget your finances to pay the loan back.
3. Quick application – As stated before, if you approach a bank for a loan to repair or replace your roof, it can take weeks or months for it to be approved. With roofing professionals, meanwhile, you don’t have to wait weeks or months; simply apply online, and a representative will talk to you as soon as possible.
4. Easy to understand terms – Another problem with securing bank loans is that some tend to have terms that are difficult to understand. By working with a roofer who offers financing options, on the other hand, you’re bound to encounter terms that are easier to understand instead.
Planning to re-roof your home? Don’t hesitate to turn to Safe Harbor Roofing & Siding. Give us a call at (913) 553-3620, or fill out our contact form to get a FREE estimate. We serve homeowners in Shawnee, KS, and other nearby areas.